Fire Damage
Fire damage is devastating and comes out of nowhere. Fire damage can be all consuming, or it can be isolated to only specific rooms, but most importantly, it needs to be repaired and rehabilitated as quickly as possible.
Insurance companies will only look at surface level fire damage and not the hidden damage that can appear after (or during) a fire.
From smoke damaged furniture to water damage caused by the brave firefighters putting out the blaze, it’s incredibly important that your claim includes all of the damage you experienced and not just what your insurance company wants to pay.
Since 1998, we’ve been helping Pennsylvanians just like you fight for what they deserve with fire damage claims. Utilizing state-of-the-art technology, we find hidden fire and smoke damage that can cost homeowners tens of thousands more than they’d expect. If you’re curious about how much your claim is worth – let us give it a look!
I've Experienced Fire Damage. What do I do?
When you experience fire damage, don't panic.
Stay grounded and follow these steps for from the PA Public Adjusters:
1. Call the PA Public Adjusters
A public adjuster can help make sure that your claim gets processed correctly and with a maximum settlement payout. Don't wait to contact one until after the insurance company has denied, delayed or underpaid your claim.
2. Begin mitigation of the fire damage
There isn't much that you can do when dealing with fire damage, however, fires can often leave parts of your property exposed to the elements. It's vital that you cover any open areas with a tarp.
3. Start a claim with your insurance company
Hiring a Public Adjuster ensures that you can get the most money back from your insurance company but in order to start a claim, one has to be filed first. If an issue arises during the process then we're available and ready to take care of it at all times!
4. Document ALL damage with photos and video
It's crucial that you document every bit of damage done to your home after a fire. It doesn't matter if it was smoke-damaged furniture or something far worse, take pictures of it all! Insurance providers usually don't cover anything unless they know about it first hand, so make sure there are no surprises when they come in for an inspection.
5. Request a certified copy of your insurance contract
How do you know if you are properly insured? Don't worry! PA Public Adjusters can take a look at your policy to see if there are any aspects that may not be included in the current claim and make sure all necessary measures are taken.
6. Stay Calm and trust the PA Public Adjusters
If you've been dealt the misfortune of being involved in a fire disaster - don't let your insurance company trick you and get away with robbing you blind. Fire can mess up every aspect of your life - don't make it worse by allowing them to profit from your pain. You need an expert who knows how the game works, which is where we come in - PA Public Adjusters will take care of everything for you so that you'll have nothing but time and money on your hands.
Fire Damage Claim Denied?
When it comes to fire damage claims, we understand the anxiety you feel when you think about whether your claim has been wrongly denied. Let us handle this for you and get back what's rightfully yours because at the end of the day, we're fighting for you - not just against your insurance company.
Get a second opinion if your insurance company has denied your fire damage insurance claim due to..."
...suspected fraud or arson."
...unpermitted electrical work."
...a preventable maintenance issue."
...failure to mitigate damages."
...fire caused by illegal activities."
...lack of proof of value."
...insufficient coverage."
Typical Causes of Fire Damage
- Cooking
- Heating
- Electrical Fires
- Smoking
- Candles
- Holiday Decorations
- Lightning
- Chemicals and Gases
- "Controlled" fires that go out of control
- Appliances